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Insurance is a financial arrangement that provides protection against the risk of loss or harm. It involves the transfer of risk from an individual or entity to an insurance company in exchange for the payment of a premium. The primary purpose of insurance is to mitigate the financial{getquote}&msclkid=8fe2182bcce81610116c7daae351008e

impact of unexpected events by spreading the risk among a large group of INSURANCE policyholders.






Policyholder: The individual or entity that purchases an insurance policy.


Insurer (Insurance Company): The company that sells insurance policies and assumes the financial risk covered by those policies.


Premium: The amount of money paid by the policyholder to the insurer in exchange for coverage. Premiums are typically paid on a regular basis, such as monthly or annually.


Policy: The legal contract between the policyholder and the insurer that outlines the terms and conditions of the insurance coverage.


Coverage: The specific risks or events for which the policyholder is protected. Different types of insurance policies cover various aspects, such as life, health, property, liability, and more.


Claim: A formal request made by the policyholder to the insurance company for compensation or benefits due to a covered loss.


Deductible: The amount the policyholder must pay out of pocket before the insurance coverage kicks in. A higher deductible often leads to lower premium costs.


Risk Management: The process of identifying, assessing, and prioritizing risks, and taking measures to reduce or control these risks.


insurance is major guide for our life .we can lead our life using insurance.

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